Michael Magness of 1st Los Angeles Mortgage has handled our mortgage and refinancing numerous times over the past 15 years. He has always gone above and beyond to provide the best customer service. My Wife and I have found Michael to be highly ethical in the way he represents us. He always takes time to explain all possible options that could benefit his clients. Michael is also a great advocate. He went to bat for my Wife and I when a seller and broker were trying to take advantage of us, and ultimately saved us $60,000.00 on the purchase of our home. I recommend Michael Magness to all my family and friends.